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Track Dividends Like a Pro: Income Tracking, Projections & Ex-Dividend Calendar

Track dividend income, project future payouts, and never miss an ex-dividend date. trefolio handles withholding tax across European brokers automatically.

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Why Dividends Matter for European Investors

Dividends are a core part of many European investment strategies. Whether you're building passive income, reinvesting for growth, or simply holding quality companies that pay shareholders, you need to know exactly what you're earning — and when. Yet most portfolio trackers treat dividends as an afterthought: a line item in your transaction history, nothing more.

trefolio treats dividends as a first-class feature. From per-stock yield and payout ratios to 5-year income projections and an ex-dividend calendar, you get the full picture without spreadsheets.

What trefolio Tracks

For every holding in your portfolio, trefolio calculates:

  • Dividend per share (DPS) — trailing 12-month and forward estimates
  • Dividend yield — current yield based on your cost basis and market price
  • Payout ratio — how much of earnings the company pays out as dividends
  • Estimated annual income — projected dividends for the next 12 months based on your shares
  • Withholding tax — automatically parsed from broker imports (DEGIRO, IBKR, Trading 212, Revolut)

trefolio dividend tracking dashboard

Ex-Dividend Calendar

Never miss an ex-dividend date again. trefolio shows a calendar of upcoming ex-dividend dates for all your holdings. Plan your buys: if you want to capture the next dividend, you need to own the stock before the ex-date. Plan your sells: selling after the ex-date means you still receive the dividend. The calendar keeps you informed so you're never caught off guard.

Withholding Tax Handling

European investors face a patchwork of withholding taxes. US dividends are subject to 15% or 30% withholding. Irish-domiciled ETFs may have different treatment. trefolio parses withholding tax from your broker statements automatically — no manual entry. You see net dividends received and can reconcile with your tax report for reclaims or foreign tax credits.

5-Year Dividend Projections

How much dividend income can you expect over the next 5 years? trefolio projects forward based on current DPS, historical growth rates, and your share count. Use it to plan cash flow, set income goals, or compare dividend stocks side by side.

Step-by-Step: Setting Up Dividend Tracking

  1. Import your portfolio from your broker (DEGIRO, IBKR, Trading 212, or Revolut) or add holdings manually.
  2. Navigate to the Dividends section in trefolio.
  3. Review your estimated annual income and per-stock yields.
  4. Check the ex-dividend calendar for upcoming dates.
  5. Use the 5-year projection to model your income trajectory.

Get Started

Create a free trefolio account — no credit card required. Import your portfolio and start tracking dividends immediately. The free Folio tier includes dividend tracking, ex-dividend calendar, and 5-year projections for up to 15 holdings. Upgrade to Trefolio for unlimited holdings and advanced dividend analytics.