The Extra Leaf for Your Portfolio
Every portfolio deserves a bit of luck
A four-leaf clover is rare — so is a portfolio tracker that's powerful, affordable, and respects your privacy. AI insights in your language, real-time prices across 21 currencies, dividend tracking, and 4 dashboard themes.
Connect your portfolio to Claude Code, Cursor, or Claude Desktop with a personal access token.
Setup guideThree financial agents, one subscription
On Trefolio Pro, all three coordinate in your Office — no jumping between apps for aligned decisions.
Warren
Portfolio analyst
Reads your holdings, dividends, allocation, and news. Proposes adds, sells, alerts and cash entries — every write requires Confirm. Built into the trefolio dashboard and Telegram.
Open trefolio
Clara
Personal finance
Tracks expenses, budgets, savings goals and recurring bills. Asks the right next question instead of dumping a spreadsheet. Web app and Telegram bot.
Try Clara
Will
Smart notes
Captures voice notes and meeting transcripts, summarises them, and links related notes automatically. Ideal for investing journals and decision logs. Telegram bot today, web chat soon.
Try WillFree tier: 30 messages/day on each of Clara and Will, forever. Pro raises every limit to 200/day.
See all five agents →Connect Cursor, Claude Code, and your agents to your portfolio
Use MCP with a personal access token — portfolio reads, Warren MOAT, and agent workflows. Step-by-step setup for Claude Code and Cursor.
- Profile → Developer · MCP
- Claude Code, Cursor, Claude Desktop
- Portfolio + Warren MOAT tools
MCP for Claude Code & Cursor
Connect your portfolio to Claude Code, Cursor, or Claude Desktop with a personal access token.
Everything You Need to Invest Confidently
From real-time tracking to AI-powered analysis — built for European retail investors who want clarity, not complexity.
All Your Investments in One Place
Two-column dashboard with interactive evolution chart, benchmark overlays, and event markers. Track stocks, ETFs, mutual funds, and crypto across NYSE, XETRA, LSE, Madrid, and more — with automatic currency conversion and ISIN search.
- Portfolio evolution chart with 1D to MAX time ranges
- 19 benchmark overlays (S&P 500, MSCI World, DAX, BTC, Gold, and more)
- Performance metrics: TTWROR, IRR, Sharpe, max drawdown
- Value vs Performance toggle — see true investment returns
Track & Project Your Dividend Income
Monitor estimated annual income, per-stock dividend yields, Yield-on-Cost, and upcoming ex-dividend dates. Project your future income with the interactive DRIP simulation chart.
- Estimated annual dividend income with Yield-on-Cost
- Interactive DRIP simulation (5–30 year projections)
- Ex-dividend calendar (next 90 days)
- Monthly income chart with realized gains
AI-Powered Analysis at Your Fingertips
AI Portfolio Score rates your portfolio 0–100 with sub-ratings for diversification, risk, and costs. Ask the chart AI assistant questions, get an AI-powered portfolio review, and chat with Portfolio AI — your always-contextual investment companion.
- AI Portfolio Score (0–100) with actionable recommendations
- Portfolio AI drawer — ask anything about your portfolio
- Chart AI assistant — question any move on the evolution chart
- AI Support Agent for instant help
Research-backed ideas for your portfolio gaps
Describe a gap — or a single company — and agents research Hard Data, IR, sentiment and technicals. Each candidate is scored on Cheap, Fit and Solidity. A QA pass checks claims against sources before the report unlocks. Research aid only — not financial advice.
- Shortlist of up to 5 candidates with evidence, not a ticker dump
- Three independent scores: Cheap, Fit, and Solidity
- Analyze a single company with the same research agents
- Verified / Flagged banner after QA checks numbers and sources
Rank your positions. Ask Warren about any number.
Sort the stocks and ETFs you already own by P/E, dividend yield, weight, and quality. Click a cell and Warren explains that figure — and can look up public investor-relations filings and earnings-call transcripts. AI-generated and informational only. trefolio is not a financial advisor.
- Your holdings, ranked — not a market-wide ticker dump
- Click P/E, ROE, yield, or weight to ask Warren about that exact figure
- Full-screen chat; Warren can search IR pages, PDFs, and earnings calls
- AI-generated answers. Not investment advice. Figures can be delayed or incomplete.
Import Your Portfolio in Seconds
Visit the unified /import page — multiple methods in one place: 14 broker CSV formats, automatic Broker Sync with 20+ brokerages, AI Import from screenshots, and manual entry. Import stocks, ETFs, and mutual funds (fondos); step-by-step guides are built in for each method. Buys, sells, dividends, and fees are parsed automatically.
- 14 broker CSV formats: DEGIRO, IBKR, Trading 212, Revolut, Schwab, Fidelity, and more
- Automatic Broker Sync — connect your brokerage directly (Trefolio). Read-only, privacy-first: powered by SnapTrade & Plaid
- AI Import for any screenshot or unsupported format
- Built-in step-by-step guides for each method
Warren on Telegram (now with voice)
Connect once from your profile and chat with Warren on Telegram — same AI portfolio companion, same write-with-confirmation safety, on any phone or desktop. Type or send a voice note: Warren transcribes, answers, and even speaks the reply back. Ask for charts, news, dividends, allocation, performance, or propose adds, removes, cash entries or alerts with a single Confirm tap. Warren also explains the concepts behind the numbers — margin of safety, drawdown, payout ratio — in plain language from a curated value-investing knowledge base.
- One-time deep-link from /profile — no password sharing
- Talk to Warren: send a voice note, get a spoken reply (text always sent first)
- Educational concept lookup — "what is P/E?", "explain drawdown" — paraphrased in plain language
- Read holdings, growth, dividends, news, alerts and watchlist
- Add holdings, cash or alerts — every write requires Confirm
- Replies in your language (35 supported); commands /help, /portfolios, /news, /alerts
EU Tax Reports
Country-specific tax summaries for Germany, France, Spain, Netherlands, and Italy with AI Tax Assistant
Stock Screener
Filter 680+ stocks by dividend yield, P/E, sector and market cap with preset strategies — a fundamentals filter, not AI research
Holdings explorer + Warren
Rank your own positions by P/E and yield, then ask Warren about a highlighted cell. Grounded in public filings. Not investment advice.
AI investment screening
Portfolio-gap or Analyze a ticker — candidates scored on Cheap, Fit and Solidity, then QA-checked before the report unlocks
Moat Screener
680+ stocks scored on 8 Buffett-style criteria — earnings consistency, margins, ROE, debt, and more. Pre-evaluated and searchable.
Net Worth Tracking
Track real estate, savings, and pension assets alongside your investments for a complete picture
AI Portfolio Score
Get a 0–100 score with sub-ratings for diversification, risk, costs, and macroeconomics — plus actionable recommendations
MCP for AI clients
Personal access tokens for Claude Code, Cursor, and Claude Desktop — read portfolios and run Warren MOAT from your editor.
Agent OfficeTrefolio
Warren, Clara & Will coordinate financial missions — Pro only
Broker Import
14 broker CSV formats, SnapTrade auto-sync with 20+ brokerages, AI Import, and manual entry. Step-by-step guides for every method.
Performance Breakdown
Annual return bar chart, TTWROR, IRR, Sharpe, max drawdown, and volatility — tap any matrix cell for the formula and an AI narrative
Company analysis
Stocks get fundamentals and insider flow; ETFs get fund facts, holdings, and weights — same /analisis URL
Event Calendar
Earnings reports, economic events, and IPO calendar with portfolio-aware highlights
35 Languages35 langs
35 languages — more than any major portfolio tracker. AI insights delivered in your native language.
Connect Your Broker. Sync Automatically.
Link your brokerage account once and trefolio keeps your portfolio up to date — new trades, dividends, and fees imported automatically. Read-only access, powered by SnapTrade.
- 20+ supported brokerages worldwide
- Automatic daily sync — no manual uploads
- Read-only access — we never place trades
- Buys, sells, dividends & fees all captured
Works with Interactive Brokers, Schwab, Fidelity, Alpaca, Questrade & more
See It in Action
From import to insights in under a minute. Choose your broker, see your portfolio, and dive into any stock.
Import Your Portfolio
Pick from 14 broker formats, AI Import, or manual entry — your holdings appear instantly
See Your Dashboard
Real-time values, daily changes, and performance across all your holdings
Explore Any Stock
Tap a holding to see price charts, fundamentals, and AI-powered analysis
Make it yours
Four distinct dashboard themes with unique typography, colors, and layout. From clean minimalism to hacker-chic.
Premium features, fraction of the price
Everything you need to track, analyze, and grow your portfolio — starting at €0.
Why Choose trefolio?
The portfolio tracker you've been looking for — simple, affordable, and smart.
| Feature | trefolio | Other Trackers | Spreadsheets |
|---|---|---|---|
| AI portfolio analysis | |||
| AI in your native language (35) | |||
| 4 dashboard themes | |||
| Hardware desk display | |||
| Market move alerts | |||
| AI screenshot import | |||
| Free tier with real-time quotes | |||
| Multi-currency (21 currencies) | |||
| Automatic broker sync | |||
| Dividend tracking & calendar | |||
| Performance metrics (TTWROR, IRR) | |||
| Net worth & manual assets | |||
| Full data ownership (no lock-in) | |||
| EU tax reports (DE, FR, ES, NL, IT) | |||
| Stock screener (680+ stocks) | |||
| Stealth mode | |||
| Financial Planning & FIRE calculator | |||
| Referral program (earn free Pro) |
Bold rows = trefolio exclusives or areas where trefolio significantly leads the market.
Your data stays yours
We never sell your data. Our business model is simple: subscriptions. That's it.
GDPR Compliant
Fully compliant with European data protection laws. Your financial data is encrypted at rest and in transit.
No Credential Access
Broker sync runs through SnapTrade and Plaid — regulated providers. We never see your login credentials.
Export & Delete Anytime
Download all your data or permanently delete your account at any time. Zero lock-in. Your portfolio, your rules.
Up and running in 3 steps
From signup to a fully tracked portfolio in under 5 minutes.
Create your account
Sign up free with email or Google. No credit card required. Takes 30 seconds.
Import your portfolio
Upload a CSV from your broker, connect via API, or add holdings manually.
Track & grow
See real-time valuations, dividends, performance metrics, and AI insights.
Ready? Start tracking in under 2 minutes.
Get Started FreeFrequently Asked Questions
Everything you need to know to get started.
A Progressive Web App on Your Home Screen
trefolio is a Progressive Web App (PWA) — install it directly from your browser, no app store needed. It looks and feels like a native app on any device.
- Tap "Add to Home Screen" in Safari or the install banner in Chrome — opens full-screen with no browser chrome
- Home screen widget on iOS to see your portfolio value, daily P/L, and top holdings at a glance
- Works offline — app shell is cached for instant loading, even without network
- Automatic updates — always the latest version, no manual downloads
Start Tracking Your Portfolio Today
Join investors across Europe who trust trefolio. Start with Folio, grow to Trefolio.